“As a first time buyer the 15 year FHA option you helped me decide on was definitely the best way to go.  We teachers need to save as much money as possible, and I will build equity faster with a payment that is in my budget.”   

“Your no closing cost “FHA streamline refinance” really was streamlined.  Our monthly payments went down considerably.   No closing costs and we skipped a payment.  Thank you for your assistance.”

“Thanks again or helping me refinance again.  I never thought the rates would get this low to where it would make sense…but it did!  The low rate mortgage program you helped me select fits right in with my retirement goals”.  

“Jon you did what my bank and several other lenders said could not be done for our backyard dream renovation.  We were able to do a loan to first pay for a pool, pergola, and landscaping and then afterwards the appraisal was high enough to then pay off our existing mortgage  into one low 15 year note.  Our payment is almost the same as it was before and we now have a beautiful backyard space…our grandkids are coming to visit now all the time.”

“Thank you Jon and staff at Green Mill for everything you did for me on my refinance.  I had a very positive experience on my 15 year loan and will refer you to friends in the future.”

“We are very conservative people…we met you at the Home Show this past spring and had never worked other than directly with our local bank.  You found us a bank with a great rate and fees, much better terms than what we had been offered at our bank.  You then did what you said you would do and helped us every step of the way to closing.  It was much simpler than I anticipated.  We will be sending you our son Brian who is in the process of selling his current home and buying a new one this summer.”    

“Jon we were very impressed with you and how smooth our closing went.  Dorene recommended you highly…your sound advice saved us thousands per year in PMI charges.  Your graphs, analysis, and financial planning approach to the various loan program options really separated you from your competitors.  We also were pleasantly surprised that we brought less to closing than you estimated.”